Insure the excess on your motorcycle insurance policy.

How to Buy Motorcycle Excess Insurance?

  1. Click the Quote button above
  2. Select how much cover you wish to purchase (You can make as many claims in the policy year up to this amount)
  3. Provide us with your motorcycle registration number
  4. Complete the policyholder's details
  5. Pay!

Questor offer an autorenewal option which means that you give us permission to autorenew your policy on the renewal date. We will still write to you at least 30 days before the renewal and you will have the option to amend your policy or instruct us not to renew.

Who is Covered by this Policy?

Any person:

  • Permanently resident in the United Kingdom (England, Scotland, Wales and Northern Island), Isle of Man, Jersey, Guernsey or Gibraltar
  • Aged at least 24 at the time of purchase
  • Named as the policyholder on the fully comprehensive motorcycle insurance and any other named driver.

What is Covered by this Policy?

  • The excess on your fully comprehensive motorcycle insurance.

What is not Covered?

This policy does not cover:

  • The excess for any claim not accepted by your fully comprehensive motorcycle insurance insurer
  • The excess for any claim caused by a third party - since the excess would be recoverable from the third party. If the excess is not recovered within six month Questor's policy will reimburse you.
  • Any claim arising where you were driving on contravention of the Road Traffic Act or not in accordance with the fully comprehensive motorcycle insurance terms ad conditions.

How do we Handle Claims?

Our sister company Orchard Administration has been handling claims for our customers since July 2014. Orchard has invested heavily in technology to enable you to quickly and painlessly lodge a claim and you will receive the very best customer service. Don't take our word for see below for genuine reviews from real customers who have submitted a claim.

To complete the claim process you will need to supply proof that an excess has been deducted or paid. This is most likely to be in the form of a letter from your motorcycle motor insurer but could also be an invoice or other document.

None of our competitors provide such a public review of their claims service.

TrustPilot Reviews - Claim Handling

Jargon Buster

What is a Motorcycle?

A vehicle with two wheels and an engine designed to carry one or two passengers.

Fully Comprehensive Motorcycle Insurance

The insurance policy that insures the motorcycle for fully comprehensive motorcycle insurance and for which you wish to protect the excess.

Motorcycle Motor Excess

The amount you must pay when you damage your motorcycle as a contribution to the total amount of any fault claim.

Third Party

Another person involved in an incident that leads to a claim on your motorcycle insurance policy.

Other Information

The Insurer

Riverside Underwriting Limited is registered in England and Wales (06201617). Registered address: Bryant House, Bryant Road, Strood, Rochester, Kent, ME2 3EW. Authorised and regulated by the Financial Conduct Authority (FRN 466942). This insurance is provided by Riverside Underwriting Limited t/as Questor Insurance which is registered in the UK, and is underwritten by Fortegra Europe Insurance Company SE (Malta Company Registration Number C84703).

Policy Wording

Motorcycle Excess Insurance.

Your Right to Cancel

This policy can be cancelled anytime up to the start date of the policy and we will provide you with a full refund. After the policy has started we can still cancel the policy but there will be no refund.