In today's age, it is not uncommon for both families and individuals to take more
than one holiday or trip a year. Cheap offers and holiday options make multiple
trips each year a distinct possibility.
Multi trip travel insurance provides cover for holidaymakers who travel several
times throughout the year. It is ideal for those taking three trips or more within
the space of 12 months, and saves holidaymakers money when compared to buying a
number of individual travel insurance policies.
What do I need to know about multi-trip travel insurance?
As multi-trip travel insurance often covers more than one holiday, this is often
an annual policy that covers various trips, each lasting no more than 31 days.
The exact options available will vary. As a
multi-trip travel insurance, for instance, this is not suited for periods
of constant travel.
Backpackers insurance, which covers up to 540 days consecutive travel, is
more suited for longer durations. If you are travelling outside of Europe, you can
also select worldwide cover to ensure that you are protected in continents spanning
from Africa to Asia.
What are the benefits of multi-trip travel insurance?
The main advantage of multi-trip travel insurance is that it saves you money. The
protection is no different from a standard policy, offering 24 hour emergency assistance,
comprehensive benefits and 3 levels of cover, except that it covers more than one
overseas holiday throughout the year.
Multi-trip travel insurance includes compensation for cancellation curtailment and
emergency medical and other expenses as standard.
Depending on the level of cover taken, your multi-trip travel insurance policy will
also cover you for loss of any personal money, passports or documents, delayed departure
and a host of other scenarios.
What activities are covered under my policy?
A number of activities are covered as standard under your multi-trip travel insurance
policy, from snorkelling to bungee jumping. However, you can expand the range of
activities that fall under the terms of your policy by taking out additional cover.
Winter sports cover, for snowboarding or skiing, can be added, as well as hazardous
activities cover. If you are going on a cruise, or heading off on a golfing holiday,
you can also add specialist cover to your policy.