The wealth of affordable holiday deals and packages on the market means that Brits can enjoy frequents holidays throughout the year. As these holidays
are seldom individual escapes, the need for group cover has always been important.
As such, family travel insurance helps to ensure that the needs of families are covered during their annual holidays. This is a group option that
caters to groups of adults and families and includes all the benefits of standard travel insurance policies.
What do I need to know about family travel insurance?
Rather than insuring everyone individually, family travel insurance ensures that the whole family is covered under one policy and that each family
member enjoys the same benefits. This also ensures that everyone is protected in case of missed flights, luggage or other issues, including children.
Family travel insurance also extends to cover for medical and emergency assistance.
As with other travel insurance policies, family travel insurance offers 3 levels of cover, which means that you can find a policy that will be perfectly
suited to your families’ finances, while still enjoying cover for cancellation or curtailment and loss of luggage and more.
What are the benefits of family travel insurance?
Family travel insurance offers one policy that will cover a family; typically up to two adults in addition to any children below the age of 18. Rather
than purchasing individual policies, this insurance saves costs by providing one policy that covers your family throughout your trip.
This also means that everyone has the same level of protection so you can tailor your family travel insurance policy to suit the individual needs of
your family, without having to manage multiple policies.
As family travel insurance is often for a single trip of 31 days or less frequent flyers should consider combining this with multi-trip or annual insurance.
What activities are covered under my policy?
A family travel insurance policy covers everything you would find on an individual insurance policy. A number of optional extras can also be added to your
policy, such as winter sports cover or cover for hazardous activities.
As standard, family travel insurance includes 24 hour emergency assistance and emergency medical and other expenses. Depending on the level of cover
chosen, other comprehensive benefits include baggage cover and cover for missed or delayed departures.