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European Travel Insurance

Europe is a popular holiday destination amongst UK travellers, thanks to its close location and wealth of cheap holiday options.

European travel insurance helps to cover and protect people travelling in Europe. It is equally well suited for longer holidays and shorter visits, offering cover for various aspects of your trip, from medical expenses to luggage and flight protection.

What do I need to know about European travel insurance?

European travel insurance covers travel within Europe, for travel outside of this area holidaymakers will need to take out worldwide travel insurance.

While holidaymakers are eligible for free or reduced state healthcare within Europe or the EAA (European Economic Area) using the EHIC (European Health Insurance Card), European travel insurance is essential to cover costs such as repatriation or lost or stolen property.

European travel insurance is available as part of a number of travel insurance options from single-trip to multi-trip insurance, depending on how frequently policy holders travel throughout the year.

Each individual trip covered under a European travel insurance policy should last no longer than 31 days. Anything longer than this can be covered under policies such as , which caters to continual travel of up to 540 days.

What are the benefits of European travel insurance?

Due to its close proximity and the initiatives such as the EHIC helping to reduce costs, there are less risks associated with travelling to Europe, which allows European travel insurance to offer the benefits of standard travel insurance at a smaller cost.

Standard European travel insurance cover includes 24 hour assistance, emergency medical expenses, hospital benefit and the loss of personal money, passports and other important documents amongst other features.

There are three levels of cover to choose from each offering a different level of compensation for the scenarios covered under your European travel insurance policy.

What activities are covered under my policy?

European travel insurance includes a number of activities as standard, from water skiing to mountain trekking. Additional cover is also available to cater to hazardous activities, cruise holidays and golfing holidays.

Similarly, winter sports cover is also available to meet the associated risks and costs involved with winter sports such as skiing and snowboarding, which are not included in standard European travel insurance policies.