While many travellers head abroad for a general break each year, many may also head to foreign climes for a more specialist trip. This could be anything from a company conference on the continent to a skiing holiday in the South of France. As these breaks may have different requirements, for example requiring specific equipment to be brought on the trip, they generally require a specialist travel insurance policy.
What is covered under my specialist travel insurance policy?
Your specialist travel insurance policy can be fully tailored to meet the needs of your trip, with travellers having the ability to add extras onto their standard insurance policy that offer tailored cover for many aspects of their specialist break.
Your specialist travel insurance policy will also include all the features you would come to expect from a standard travel insurance policy including cover for emergency medical & other expenses, personal liability, personal money, passport & documents.
I am a fan of active holidays; what sports are covered under my specialist travel insurance policy?
There are a wide range of holidays that are covered under your travel insurance as standard. This includes anything from Catamaran sailing to mountain biking.
Under your specialist travel insurance policy you also have the option of choosing from golf cover or winter sports cover.
Golf cover is a great option for those who are keen to improve their handicap in some of the most renowned gold resorts around the globe. Gold cover includes cover for green fees, golf equipment, which also includes hired equipment.
For those holidaymakers that enjoy testing their skills on some of the best runs in Europe and beyond, winter sports cover is the ideal solution. As you enjoy all the benefits of a skiing break, including the all-important après ski, you can rest safe in the knowledge that you are covered for ski equipment – including hired equipment – your ski pack, piste closure and more.
I’m pregnant; will I need a specialist travel insurance policy?
Providing that you are not travelling against the conditions outlined by your transport carrier/airline, you will not need to take out a specialist travel insurance policy.
However, as any claims to your standard insurance policy relate to unforeseen events, you will not be covered for a claim that results as a result of a normal pregnancy – unless this is accompanied by illness, injury, disease or complications.