An increasing number of travellers are opting to inject some adventure into their breaks abroad by opting for activity-filled holidays in place of the traditional beach break. Whether it’s skydiving in Andorra or snowboarding in Banff, many travellers enjoy the thrill of testing their mettle as well as topping up their tan.
This is where adventure travel insurance comes in offering travellers cover for a variety of sporting activities that they may want to try out on their overseas holiday.
What is included in my adventure travel insurance?
Adventure travel insurance covers a number of sporting activities as standard and this includes jet skiing, climbing, horse riding and surfing. In addition to providing cover for a wide range of adventure sports and activities, adventure travel insurance also includes, amongst other features, cover for emergency medical & other expenses, personal money, passport & documents and cancellation or curtailment charges.
I am planning a round the world adventure trip; will I be covered under my adventure travel insurance policy?
Adventure travel insurance gives you the flexibility to choose from European cover or from two types of worldwide cover - worldwide excluding USA, Canada and the Caribbean and worldwide including USA, Canada and the Caribbean. All policies cover trips of up to 31 days, so if you are planning to head away for longer you may want to consider backpacker travel insurance. This provides travel insurance cover for 540 days, ideal if you are unsure of the exact time frame of your world adventure trip.
I’m an experienced rock climber; will I be covered under my adventure travel insurance policy?
While rock climbing and some other higher grade activities are not included as standard under your adventure travel insurance policy, you can opt to add a number of extra features to your adventure travel insurance policy and this includes cover for hazardous activities. As well as rock climbing this includes cover for activities such as gorge walking and caving.
Most of my holiday expenditure will be focused on my adventure holiday; can I make savings on my adventure travel insurance policy?
You can opt for a range of cover levels as part of adventure travel insurance policy to suit your specific needs and budget. This ranges from Economy cover to Deluxe cover. Whichever level of cover you opt for you can be assured that a wide range of adventure activities will be covered as standard.