Car Hire Excess Insurance – Domestic Rentals no matter where you are, now included
as standard in our Policy
Car Hire Insurance is something that all drivers will have to encounter at some
point in their lives. But do any of us really know precisely what we want from a
car hire insurance agreement? Some people will have definite ideas about what they
wish to see in a policy and others may be slightly more uncertain.
Truly international and now Year-Round Appeal
Two aspects of a car hire insurance policy which are likely to be of interest to
a vast number of people include a Near Home Rental option and a Home Country option.
Both features offer great flexibility to drivers who wish to rent a vehicle near
their UK home address (in addition to their oversee's rentals). However, whereas
many car hire insurance policies would require both such options to be added as
additional extras, Questor now offers both as standard under their policy. But how
exactly do both of these features work?
Near Home Rental and Home Country options
Near Home Rental is a unique option that Questor is proud to include as standard
in their car hire insurance policy. The specific terms and conditions of the policy
mean that car rentals can now commence close to home. Previously there was a zone
of rentals within 150km of a persons home address that were typically excluded from
car hire excess policy’s, to ensure the product was specialised to the holidaying
market. The fact that it is now automatically included under the conditions of the
main policy offer genuine flexibility for drivers who wish to use their vehicle
near to the home address. In so doing, it now offers truly year round usage and
means that rentals involving car clubs and other nearby car rentals close to home
are automatically covered.
It is also worth noting that the Questor Car Hire Insurance policy now covers clients
on a worldwide basis. This is regardless of where you live and includes rentals
within your home country. “Near home rental” is effectively a label in the UK market
for domestic rentals close to your residence. Home country rentals in other countries
without such exclusion zones effectively now offers the same thing. So any car rentals,
wherever you are, are covered. Again, such a feature offers terrific flexibility
for customers in general and allows you to concentrate on focusing on the reason
you have hired the vehicle in the first place.
The European Cover option that Questor offers includes payment of the excess on
the rental agreement for up to £6,000. It is also worth noting the specific countries
within the European continent that you are covered for under the policy. These include
the British Isles, Ireland, all islands within the Mediterranean, Tunisia, Turkey,
Morocco, Madeira, Iceland, the Azores, the Canary Islands and all countries west
of the Ural Mountains (including Russia).
Another intriguing feature of Questor’s car hire insurance policy revolves around
the option of curtailment. You will be covered if you wish to cancel the car rental
agreement and you can prove that you were, in fact, confined to a bed within a hospital,
private accommodation or hotel when the contract was purchased. If you wish to cancel
an agreement under these circumstances you will be asked to present the rental agreement
documents and a medical certificate relating to the period when you were confined
to your bed.
The important thing when choosing a car hire insurance policy is to look at what
you consider to be important and take that as an indication of what you need from
a policy. Questor have made a deliberate decision to include aspects such as the
Near Home Rental feature in their insurance policy, to attempt to make it as all-inclusive
and comprehensive as possible.
With a number of comprehensive benefits, including those above, as well as optional
extras to extend the scope of your policy, Questor has aimed to anticipate and meet
a wide variety of driver needs to ensure that you get the best from your car hire
excess insurance cover. For any more information please feel free to browse our
We hope this has been useful.
Still not found what you were looking for? Please visit our FAQ's
page; our products page or why
not talk to someone on 0330 094 4330.