Car Hire Excess Insurance – New added features to our standard policy, no additions
to the price
There is Car Hire Insurance and there is Car Hire Excess Insurance.
Car Hire Excess Insurance policies can differ vastly in terms of the specific features
that they offer. Many companies will place importance on certain aspects that others
will perhaps not view as being particularly important.
Of course, what you place importance on as an individual is down to your own personal
circumstances. Most policies will offer the same standard features, but have you
ever wanted to find a policy that offered features that provided solutions to problems
you have encountered in the past.
There are any number of issues that can arise when you hire a car, regardless of
what purpose you have hired it for. Knowing that some of the scenarios outlined
below are covered as standard within your insurance policy can offer genuine peace
Recent research from the AA has revealed that more than 150,000 cars either break
down or suffer serious engine damage each year due to people mis-fuelling, the process
of putting diesel into a petrol car or petrol into a vehicle which requires diesel.
This figure demonstrates how significant a problem mis-fuelling can actually be
and it is highly questionable whether the practice is taken seriously by enough
car hire insurance companies and their respective polices. At Questor, we are proud
to stand out from the crowd in this regard. We now offer mis-fuelling as a standard
feature in our car hire insurance excess policy. This gives you the peace of mind
that, should you enter the incorrect type of fuel, you will be covered and it does
not have to be the drama that it otherwise could be. It is a unique feature that
not everyone initially considers when deciding on which car hire insurance policy
is right for them. However, it could be the difference between a small problem that
is easily overcome and a complete disaster.
Road rage is perhaps another aspect of driving a hired vehicle that you would not
think of instantly as being particularly important. This is potentially due to the
fact that you view yourself as quite a calm person and, therefore, do not consider
the consequences of being a road rage victim as much as you possibly should. However,
when you consider some of the recent statistics that have been compiled on the topic,
it becomes clear that it may be time to consider the relevance of a specific road
rage feature within a car hire insurance policy.
Research conducted in 2011 found that 33% of all UK road accident fatalities were
linked to ‘road rage’ incidents. This equates to the startling figure that approximately
800 deaths each year, on average, can be attributed to dangerous driving that is
initially caused by an outburst of ‘road rage’ on a particular individual’s part.
It is a worrying thought, but some comfort can certainly be taken from the fact
that Questor currently offers a ‘road rage’ feature as standard in their car hire
insurance policy. Such a feature allows you to focus on your own performance and
temperament while driving, safe in the knowledge that the actions of another driver
will not affect the status of your policy.
When hiring a
car, there are a number of considerations that you are likely to make and precautions
you are likely to take. These can include everything from effective budgeting, ensuring
the vehicle is large enough and considering what type of terrain you are likely
to encounter. However, one thing which you are perhaps not too likely to contemplate
is how to deal with the possibility of being a carjacking victim and how this could
potentially affect any car hire insurance policy that you have in place. A carjacking
is generally an opportunistic crime that takes place in places such as petrol stations,
fast-food drive-throughs or close to cash machines. It can be a particularly scary
experience for anyone and knowing that you have a car hire insurance policy in place
that covers you for such an ordeal can be of great comfort.
All three of the features
mentioned above have often been consistent problems for anyone who has hired a car
before. By including them as standard within their car hire insurance policy, Questor
has offered a practical solution to these issues that allows motorists to concentrate
on enjoying their hire car for its intended purpose, whether that is a nice break
with your family or an important conference.
Still not found what you were looking for? Please visit our FAQ's
page; our products page or why
not talk to someone on 01634 238 484.