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Medical expenses make up 50% of travel insurance claims

Vehicle hire excess and travel insurance specialist Questor Insurance looks at figures which reveal that medical expenses made up more than half of travel insurance claims in 2012*.

The latest data from the Association of British Insurers reveals that claims for medical expenses have taken up an increasing share of travel insurance claims, rising from 33% in 2004 to 56% in 2012.

Further figures also revealed that average claims for medical expenses stood at £900, demonstrating the high costs that travellers could face should they fail to take out comprehensive travel insurance in advance.

Cancellations took up the second largest share of travel insurance claims, making up just over a third (34%) of claims on travel insurance, this was followed by baggage and money and other claims (coming it at 5% each).

Commenting, Questor Insurance CEO Andrew Lawrence, said: “Travel insurance should be as an essential part of holiday preparation as booking flights and organising hotel accommodation.

“While recent figures reveal that a family spends an average of £2,000** on their holiday, this cost could be substantially more if they fall ill or lose valuable documents and other items while on a foreign holiday.

“While these worse case scenarios may not end up playing out on holiday, the old adage that ‘it’s better to be safe than sorry’ definitely applies to travel insurance.”

Whatever the size of your group or the destination you are travelling to you will find a travel insurance policy from Questor Insurance that will fully meet your needs, for less than you think.

This will help to ensure that your holiday is an occasion where you can truly leave all your worries behind.

Questor Insurance’s ‘Be Holiday Savvy’ campaign is running from June to September and will provide travellers with a wealth of handy hints and tips to make the process of planning and executing their foreign holiday that much smoother.


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