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Around two million Brits embark on a cruise holiday every year without having the right insurance in place, according to new research from Defaqto.
The financial information company studied 1,895 single and multi-trip policies to find out whether travellers were actually covered for a cruise holiday as standard.
Findings show that one in three of the policies did not cover passengers while on a cruise, meaning travellers are running the risk of having no help if they suffer with illness, see their trip cancelled or have valuables stolen or lost.
Brian Brown, Head of Insight at Defaqto, insists it is important for travellers to check their policy before travelling in order to ensure they are covered for a cruise holiday.
“For example, only around half provide compensation for those confined to cabins under doctor’s orders. The average policy pays out around £60 per day – but this varies from as little as £10 to as much as £200,” said Mr Brown.
Even though most insurance companies provide cover for cruise holidays, individual policies can vary greatly in both cost and the type of terms and conditions they offer.
More than 27 million travellers are expected to enjoy a cruise holiday over the course of 2018, according to figures in the 2018 Cruise Industry Outlook study from the Cruise Lines International Association.
During 2017, just under 26 million travellers enjoyed trips on 449 cruises, with routes around the Caribbean proving to be the most popular among holidaymakers.
The report also highlights a growing interest from Millennials, especially in river and small ship cruises, whilst there has also been an increase in bookings for routes around colder climate destinations.
If you’re looking to get the right cover in place for your holiday this year, make sure you organise everything in advance by getting a quote today!
Date Created: 04/01/2018