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Travel insurance? Only for shorter breaks say Brits

After going on holiday after holiday you would think travelling Brits would have learnt that when it comes to our annual breaks it’s always better to expect the unexpected rather than hope for the best.

Whether it’s overcast skies or a piece of luggage going astray, travel insurance often features on the list of holiday essentials exactly because heading off on holiday and unforeseen events can sometimes go hand in hand.

The latest research from commissioned by Nationwide Building Society reveals that while many holidaying Brits generally bring their travel insurance in tow, this doesn’t apply to longer breaks.

Of those respondents who do take out travel insurance just under a quarter (24%) wouldn’t do so if they were heading off on a trip across the globe lasting up to six months.

Further figures from the research revealed that some travellers are also willing to take their chances when it comes to shorter breaks in the continent and beyond. 22% of those questioned wouldn’t take out a travel insurance policy if they were enjoying a one or two week spell on the continent, while a further 19% would go without travel insurance if they travelled for the same period of time beyond Europe.

Commenting on the figures, Phil Smith, Nationwide Head of Current Accounts, said: “Most people’s holidays are the relaxing break they plan, but if things do go wrong you could end up significantly out of pocket if you haven’t taken travel insurance.

“Airlines deal with millions of bags a year, so it’s not surprising that a few get lost in the process. This can be very inconvenient as well as costly to replace.

“The most expensive claims are typically for covering medical expenses where claims can run into the hundreds of thousands of pounds. If you or a family member is taken seriously ill abroad it’s likely to be stressful and scary enough, without the worry of how you are going to pay the bill.”

Date Created: 04 September 2014

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