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Putting false information on an insurance application may seem like a smart move to bring down your insurance quote, but don’t be fooled into thinking it is the move to make.
Almost half a million people withheld key details or made applications in 2018 that included false information, automatically voiding any policies they took out.
It is simply not worth it. Should you be found to be lying or to have included false information, the very least you can expect is for the policy to be voided. You may even be prosecuted for fraud.
When making an application it’s important to disclose all information and to inform the insurer if your circumstances or situation changes.
When applying for insurance, it’s important to stress exactly how the vehicle will be used, as this influences the quote you will receive.
Another option is to consider motor excess insurance as this can reduce premiums – in such a scenario a young driver can opt for a higher excess to cut their premium, before covering that excess with additional excess insurance.
Date Created: 01/03/2019