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Questor Insurance Travel Blog


Product Facts: Is there any excess on my policy?

InsuranceInsurance can sometimes be confusing and researching all the facts can be time consuming, that is why we have put together a handy blog to let you know which of our products have an excess and much they are.

Car Hire Excess Insurance

Section

Excess

Car

£0

Motor Home, Camper Van, Vans and Minibus

The first £100 of each claim

Personal Effects

The first £50 of each claim


Please click here to view the full Car Hire Excess policy document (Scroll down to “important information” and click on policy documents).


Travel Insurance (Standard)

Section

Excess

Cancelation & Curtailment

£60 per person or £100 per claim

Catastrophe, Hijacking, Mugging and Air Rage

£0

Emergency Medical and Treatment Expenses
Emergency Dental Treatment
Funeral & Repatriation Expenses
Travel & Accommodation Expenses’

£60 per person or £100 per family

Hospital Benefit

£0

Travel Delay

£0

Holiday Abandonment

£60 per person or £100 per family

Pet Care

£0

Missed Departure

£0

Personal Accident
Loss of Limbs or Sight
Personal Total Disablement
Death Benefit

£0

Perosnal Liability

£0

Legal Expenses

£0

Personal effect and Baggage

£60 per person or £100 per family

Travel Documents

£0

Delayed Baggage

£0

Personal Money

£60 per person or £100 per family

 

Travel Insurance (Extras for Winter Sports)

Section

Excess

Ski Equipment owned and hired

£60 per person or £100 per family

Ski Hire

£0

Ski Pack

£60 per person or £100 per family

Piste Closure

£0

Delay due to Avalanche

£60 per person or £100 per family

 

Travel Insurance (Extras for Golf Cover)

Section

Excess

Golf Equipment

£60 per person or £100 per family

Golf Hire

£0

Non-refundable golf fees

£60 per person or £100 per family

Hole in one bar bill

£0

 

Please click here to view the full Travel Insurance policy document (Scroll down to “important information” and click on policy documents).

Private Motor Excess Insurance

For all motor excess insurance policies including Private Motor Excess protection insurance, Commercial Motor Excess Protection Insurance and Young Drivers Protection Insurance there is no excess for all claims.

Please click here to view the full Private Motor Excess Insurance policy document (Scroll down to “important information” and click on policy documents).

Gadget Insurance

Type

Excess

Laptop
iPhone
Smart Phone
Tablet

£50 for any first claim
*Please refer to your policy documentation

For all of gadgets and items

£25 for any First claim
*Please refer to your policy documentation

 

Please click here to view the full Travel Insurance policy document (Scroll down to “important information” and click on policy documents).


Want to find out more about a product or have a question regarding a policy click here to visit our FAQ page or contact a member of the team by email assistance@questor-insurance.co.uk or call us on 0333 323 0090.

*All data within this blog is correct at date of publishing, always read the policy document before making a purchase.

Date Created: 13 October 2016 by Kim Coppins

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