Insuring Your Travels to the USA
The USA can really be a great holiday destination, but it can be very expensive, especially if things don’t go to plan. Travel insurance can protect you from costs connected with:
- Luggage going missing
- Cancelled / cut short flights
- Personal liability
- Missed departures
- Medical problems
Why travel insurance for the USA is a must?
Travel insurance is worth having no matter where you are going to be travelling to. An airline company is just as likely to lose your baggage in America as it is in Dubai. Though there are some other specific reasons why you might want to take out travel insurance for USA holidays, before going on the trip.
Severe weather - From devastating tornadoes in the Midwest to the wildfires in California, the US is home to some extreme weather conditions, which can cause significant disruptions to travel plans. Having adequate travel insurance for the USA can minimise the loss of pre-paid travel costs.
Medical bills – You must have heard a few stories about the American healthcare system. Some travellers are under the impression that they are covered by the NHS, Medicare or their private health insurance while away, they are mistaken. Even going to the hospital for a couple of hours in the USA can end up costing you thousands.
Driving on the wrong side of the road - Road trips have proven to be a popular activity for many people visiting the USA However, road trips can be dangerous as you are driving on the opposite side of the road.
Cover you should look for within your travel insurance policy
Getting the best travel insurance for USA really can depend on the holiday you intend to have. If you are planning on engaging in activities not normally covered by travel insurance for the USA, you may wish to add one or more optional covers to the insurance policy you take out. These cover options can be:
Golf insurance - If you’re planning a golfing getaway to some of the top courses in the USA this could be an ideal option.
Ski insurance - If you're planning a ski holiday in the USA then you'll need ski insurance option. Ski insurance can cover you for:
- Medical expenses
- Emergency medical rescue
- Hire equipment if your ski gear is lost or damaged
- Loss or damage to your own or hired equipment
- Reimbursement for unused ski passes
- Piste closure
- Alternate accommodation due to piste closure
Thinking of planning a getaway soon or maybe even a trip to the USA then make sure you’re covered, check out our Travel Insurance policy: https://www.questor-insurance.co.uk/travel-insurance.aspx?cl=100
Date Created: 28 February 2016 by Rakim A Dixon