Questor Insurance Travel Blog

Fleet Insurance

Date Created: 24 March 2017 by Rakim A Dixon

Questor Insurance are pleased to announce the launch of a fantastic new product, Motor Fleet Excess Protection Insurance, the policy will cover the ‘excess’ amount on a Motor fleet insurance policy. Have a read below for some information on the policy.

Our Motor Fleet Excess Protection Insurance policy will protect the excess on a motor fleet insurance policy, this will cover up to the maximum of 30 vehicles with an aggregate limit up to £10,000 all under one policy. 

With our Motor Fleet Excess Protection Insurance its simple, in the event of an incident where you have to make a claim we will reimburse the excess providing the excess amount is equal to or greater than the total excess amount on your main motor fleet insurance policy.

So what are the policy premiums? See below:

Motor Fleet Excess Insurance

Annual aggregate limit

Maximum number of vehicles



















You are eligible to purchase this policy if:

a. You are permanently resident in the United Kingdom (England, Wales, Scotland, Northern Ireland, Channel Islands and the Isle of Man).

b. You have a current and valid UK driving licence or hold a fully internationally recognised driving licence.


Vehicles covered under the Fleet Excess policy

a) PRIVATE MOTOR also called a car (not being an invalid carriage) which is constructed for the carriage of passengers and their effects and is adapted to carry no more than seven passengers.

b) BUSINESS CAR (not being an invalid carriage) constructed for the carriage of passengers and their effects and is adapted to carry no more than seven passengers that is used for personal and/or commercial business.

c) MOTORCYCLE (also called a motor bicycle or motorbike) which is constructed with two-wheels and powered by an engine

d) COMMERCIAL VEHICLE not exceeding an uploaded weight of 44 metric tonnes being used for transporting goods and/or persons



This insurance has been arranged by Strategic Insurance Services Limited with UK General Insurance Limited on behalf of Great Lakes Reinsurance (UK) SE, Registered in England No.SE000083. Registered Office: Plantation Place, 30 Fenchurch Street, London EC3M 3AJ.

Strategic Insurance Services Limited and UK General Insurance Limited are authorised and regulated by the Financial Conduct Authority.

If you would like one of the Questor Insurance team to contact you about this policy, then please let us know and we will be more than happy to provide you with information. Click Here for our contact information.

Best Western urges customers to book direct for best deals

Date Created: 21 March 2017 by Questor Insurance

With the travel industry still struggling to adapt to the changes in customer behaviour brought about by the internet, a major franchise hotel group has now told customers to book direct and bypass agents.

As if the emergence of sites such as Airbnb and the constant efforts of airlines to encourage passengers to take a DIY approach wasn't enough, Best Western Great Britain’s new campaign could change the way even more people book their breaks and holidays.


As international travellers get more used to booking their own flights and hotels direct with the providers, Best Western are launching a national UK marketing drive aimed at encouraging customers looking for a staycation to do the same.

The 'Better Book Direct' campaign from the franchise hotel group is designed to let customers know they can get the lowest prices in the market by booking directly via its website, by using the company's call centre or directly contacting the hotels.

Reward loyal customers

Sarah Fussey, Director of marketing at Best Western said: “HSBC's recent report on the Anatomy of the Consumer states that 51% of people asked say they think booking through an online travel agent presents them with the best deal.

“What's frustrating is that that we know this is isn't the case and that's a perception that our Better Book Direct campaign is looking to break.”

Best Western is Great Britain's largest collection of independent hotels, and as part of its efforts to match products and services with customers, it has introduced new 'Rewards Rates' to give direct bookers discounted rates which are unavailable elsewhere in the market.

Customers who want to make bookings using the Rewards Rates will need to become Rewards members and they can then also earn points for rewards including free night stays.

If you’re thinking of travelling this year, be sure to organise your Travel Insurance in advance.

Travel Extras

Date Created: 14 March 2017 by Rakim A Dixon

We have teamed up with Holiday Extras to offer you great savings on all your must have travel extras. So, let us take the hassle out of planning your next trip away!

Options include airport parking and car hire to airport lounges, resort transfer and hotels. Why not take the opportunity to book your insurance with us, one of the market leaders for car hire excess insurance and then book your travel extras with our market leading partner Holiday Extras…? You’ll definitely be in safe hands.

When you book you holiday, you expect everything to run to go smoothly. However, there’s a lot more than the flights and hotel to consider. For example, if you’re driving the family to the airport with your luggage in the back, where will the car be parked while you're away on holiday? Airport parking is definitely not something to leave to the last mminiute as prices can rocket, for the best discounts and a guaranteed space near the terminals you are set to fly from, it should be booked at the same time as the flights. 

Why not head over to our Travel Extras page now to get a quote!

So, what do we offer?

Airport Hotels – start your trip at the airport

Airport Parking – Save up to 60% on airport car parks

Airport Lounges – relax at the airport in style

Car Hire – Great savings on car hire

Resort Transfers – Hassle free transfers

Top tip for nervous flyers - choose a big aircraft

Date Created: 08 March 2017 by Questor Insurance

Although the trend for airports located in smaller cities or places with short runways has revolutionised tourism, for nervous flyers feeling every bump and movement of a smaller aircraft can be unsettling.

A smooth or rough takeoff can be influenced by many factors, including weather conditions and pilot skill, but the CEO of Safety Operating Systems, Captain John Cox, says the laws of physics and the design of the airplane itself have the most impact.

“Pilots can make some difference,” Captain Cox explained, “But the takeoff procedures are rigid, making pilot differences pretty small.”

Shape, size and weight

How much lift an aircraft is capable of depends on its shape, size and weight, together with the speed it can achieve.

“Large airplanes have more mass, they weigh more and, therefore, accelerate slower,” says Cox, before going on to point out that this ability for a slower acceleration can result in a lift-off that feels smoother.

Another reason a large plane can make a smoother ascent in the skies is because it has more engines. Most large commercial airplanes have four and smaller planes usually manage with two.

“Large four-engine airplanes climb slower than modern twin jets,” Cox says. ”With a four-engine airplane there are three other engines to provide thrust for the climb, in a twin there is only one. This means that twin jets have a higher power-to-weight ratio than three or four engine jets.”

Tricks of the mind

It isn't all just physics, as Cox also suggests a visual trick may help the perception of a smoother takeoff because passengers are further away from the ground, sitting higher on a larger plane than on a smaller one.

Comparing the experience to a ground level one of going the same speed on a bus or a low-slung sports car, Cox thinks that in a small plane your eyes trick your brain into feeling takeoff is more intense.

Want to find out more about a product or have a question regarding a policy? Click here to visit our FAQ page or contact a member of the team by email or call us on 0333 323 0090.

The best sporting events that mean you can see the world in 2017

Date Created: 27 January 2017 by Questor Insurance

While last year was a hugely successful one for British sport, 2017 promises to include just as many exciting opportunities to watch the best stars across the globe.

Although 2016 will be tough to replicate (England Rugby, Team GB at the Olympics and Andy Murray were just some of the success stories), here are a few of the events that we can look forward to – and all of them provide some fantastic holiday opportunities too.

The Alpine World Ski Championships

Held every two years at stunning locations around the globe, the Alpine World Ski Championships brings together some of the very best from the worlds of downhill, super G and slalom to name but a few disciplines.

If you’re keen to catch a glimpse of the skiers in action, venture to St Moritz in Switzerland in the middle weeks of February. Services to Zurich are offered via EasyJet, Swiss and British Airways so there are plenty of options.

The Masters

Held at the stunning Augusta National golf course in Georgia, USA, the Masters brings together the world’s elite golfers as they do battle for the prestigious Green Jacket. More than 250,000 flock to the event each year, and just being in the area enables you to catch the buzz surrounding the famous tournament.

Getting tickets is tough and you’ll need to apply for a ballot. Should you be successful, you can rely on KLM, Virgin Atlantic or American Airlines to get you to Atlanta. There’s plenty more to Georgia than just its exceptional golf courses, with a number of canals and nature reserves just crying out to be explored.

The America’s Cup

The concept for the America’s Cup is simple – put the best sailors in the fastest boats in the world, and watch as they race against each other. The 2017 event is in Bermuda in June and promises to be a spectacular show.

British Airways is the only airline to offer direct flights to Bermuda from the UK, although you could choose to stop off somewhere on the way (most alternative routes go via Paris and JFK in New York).

You can also discover the cast iron Gibbs Hill lighthouse and the picturesque pink sands of Horseshow Bay, while the waters around the islands are ideal for snorkelling, diving, jet skiing and fishing.

The British and Irish Lions Tour

It’s nearly that time again when the best that England, Wales, Scotland and Ireland have to offer in the world of rugby come together to clash in New Zealand. Three Test matches and numerous warm up games are sure to provide plenty of entertainment, and the British and Irish Lions will be keen to replicate the successes of the 2013 tour, when they overcome Australia.

This time around, the first two Tests are taking place in Auckland and Wellington, before the teams return to Auckland for a final clash. Qatar, British Airways and Etihad all provide flights to NZ while tickets are available via the official tour website.

The Tour de France

The most famous cycle race in the world, the 21 stages of the 104th Tour de France will weave their way across parts of Germany, Belgium and France (the race starts in Dusseldorf this year and visits Verviers in Belgium as part of stage three. Brit star Chris Froome will undoubtedly be keen to defend the title he worked so hard to win in 2016.

Getting underway at the start of July, the face offers plenty of opportunities to experience the best of French culture. Flights to Dusseldorf run from Heathrow, Manchester, Newcastle and Birmingham if you want to watch the start, while most of France can be easily reached via plane or the Channel Tunnel.

The Ashes

It’s still a long way off, but 2017 is also an Ashes year. England will do battle with Australia in Brisbane, Adelaide, Perth, Melbourne and Sydney through November and December and will be keen to provide a vast improvement on their 5-0 loss last time Down Under. You might struggle to get tickets to see Alistair Cook, Joe Root and co., but there’s plenty to see in Australia (especially if you’re keen for a winter getaway to sunnier climes).

If you’re planning a trip overseas in the coming year, be sure to organise your long-haul travel insurance in advance

Thailand predicting record year for tourism

Date Created: 24 January 2017 by Questor Insurance

Tourism bosses in Thailand expect 2017 to be a record year, as revenues from the sector are expected to continue their meteoric rise.

Last year saw the sector rake in $46 billion, a rise of 12% from 2015, according to the Tourism Authority of Thailand’s (TAT) Sydney Director Rujiras Chatchalermkit, although 2017 is predicted to be even better.

In order to boost revenue, TAT is keen to shift the focus of the tourism sector in the country away from being a cheap destination for party-goers keen to experience the full-moon.

Instead, they wish to focus on offering a high-end tourism product that embraces the cultures and heritage of the country – part of this process has also seen TAT move from simply counting visitor numbers to measuring revenue.

Revenues are to set to receive a further boost this month as the Thailand Tourism Festival will be held in Bangkok to coincide with the Chinese New Year.

The event, between 25 and 29 January, is set to attract more than 650,000 visitors and generate upwards of $11.2 million.

TAT expects around 825,000 international visitors to travel to Thailand over the Chinese New Year, although visitor numbers from China are expected to be less this year than last.

As Thailand has never been colonized, it’s packed full of cultural and historical sites, while it’s clear blue waters, stunning beaches and fantastic cuisine provide further reasons for visiting.

It’s a country with something to suit every budget, as you can find cheap beach front settings and hostels right up to luxury hotels.

There are a number of popular destinations in Thailand, including Ko Phi Phi, renowned for its golden beaches, scuba diving, snorkelling, and crystal clear seas.

Bangkok is packed with things to see and do, but perhaps the most popular of all is the Grand Palace on the banks of the Chao Phraya River.

Home to the kings of the country, the walled complex also contains the Temple of the Emerald Buddha, among other sights.

If exploring nature is more your thing, then you’ll want to visit the complex of islands that make up the Mu Ko Chang National Park.

Want to find out more about a product or have a question regarding a policy? Click here to visit our FAQ page or contact a member of the team by email or call us on 0333 323 0090.

Five romantic destinations for Valentine’s Day 2017

Date Created: 16 January 2017 by Questor Insurance

Valentine’s Day falls on a Tuesday this year, meaning it is ideally suited for a long weekend escape with your loved one. With low-season rates and fewer crowds, February can actually be the ideal time to sneak in that first great getaway of the year.

No matter how romantic you are, when it comes to travel and a holiday, there really is something out there for everyone.

New York

It may seem obvious but come 14 February there really is something for every kind of romantic in New York. Local museums offer a range of events, including star-gazing at the Hayden Planetarium, or you can sample the city’s best restaurants and bars instead.

For something a little more extravagant, you could visit the Bronx estate, overlooking the Hudson, where Wave Hill is hosting a classic chocolate and wine tasting event on Valentine’s Day.


The City of Love is the perfect destination for a romantic long weekend. You can take part in the five-mile Love Run, where partners are tied together at the wrist and have to face challenges along the way.

If you would rather keep things civilised then take in the scenery of one of Europe’s most beautiful cities before enjoying one of the city’s many hotels.


With its canals and bridges, Amsterdam can give Venice a run for its money when it comes to the ideal Valentine’s Day location. Private Boat Tours can offer you the chance to take in the unique architecture while local favourites Puccini Bomboni or Huize van Wely offer you the chance to pick up some speciality chocolates too.


Norway is home to one of Europe’s cosiest winter retreats, Lyngen Lodge, where you can snuggle up by the fireplace and enjoy delicious local cuisine. Or, if you would prefer something more adventurous you could always take to the slopes.


Rome is the home of beauty and art, so where better to spend your Valentine’s Day weekend? You can enjoy a visit to the Ponte Milvio Bridge and take part in the ritual which involves a couple locking a padlock – their token of love – to a lamppost set on the bridge, before throwing the key into the River Tiber.

Going travelling in the new year and going to be hiring a car? Why not take out a Questor Insurance Vehicle Hire Insurance policy to protect the excess you may be liable for in the event of damages. For more info, Click Here.

Become an Affiliate

Date Created: 10 January 2017 by Rakim A Dixon

Own a website or blog? You could earn an extra income by becoming an affiliate of Take a look at the below article for an insight into becoming an affiliate.

Definition: An affiliate is someone who promotes a product or service to potential customers, in exchange for a commission on the sale when one occurs.

How Does Affiliate Marketing Work?

When you join an Affiliate Program suppliers provide you with a unique affiliate link that you will be able to use on your site, this link will track sales and issue any sale commission into your account. Many affiliate programs will offer content such as banners, eye catching text and other forms of creative copy. When interested customers on your site or blog click on the unique links from your site they get redirected to the suppliers site and if they purchase a product or subscribe to a service you as the affiliate/referrer will earn a commission.

Getting Started with Questor Insurance

It's simple!

  1. Click the sign up button on our affiliate page
  2. Complete the affiliate application form
  3. Await correspondence from our team
  4. Start promoting by using our banners and links from your personal Questor Insurance admin portal
  5. Get paid your affiliate commission around the 15th of every month

Why you should become part of our Affiliate Program

Our Affiliate Program is completely FREE to join and we have an in-house Affiliate Account Manager to manage our program, we will provide you with real time activity reports.

  • High commission rates
  • High conversion rates
  • We provide renewal commission
  • 365-day cookie life
  • Updated banners
  • HTML Email creative is available upon request
  • Unique content is available upon request
  • Keep track of your earnings as it occurs

The products we provide

  • Car Hire Excess Insurance
  • Motor Home and Campervan Hire Excess Insurance
  • Van & Minibus Hire Excess Insurance
  • Motor Excess Insurance for Private & Commercial Vehicles
  • Travel Insurance
  • Golfing Travel Insurance
  • Winter Sports Travel Insurance
  • Gadget Insurance - Phones, iPods, Laptops, Kindles, Sat Nav's & Games Consoles

The legal terms

Some sites aren’t quite so trustworthy, so we have to run a few checks about your company or blog before you’re approved on our Affiliate Program. We also issue you with a contract that you’ll need to sign and read, once the contact has been signed and returned we can then activate your account.  


Click Here to visit our affiliate page for more information or alternatively contact us in-house:


Telephone: 0333 323 0090

Volunteer tourism guidelines launched by ABTA

Date Created: 06 January 2017 by Rakim A Dixon

ABTA has launched the industry’s first comprehensive volunteer tourism guidelines, which have been designed to help travel businesses understand the issues and challenges that are involved for best practice in the programs they offer.

The new guidelines have been developed in consultation with a wide range of organisations, these include a variety of organisations including international travel industry and membership organisations. The guidelines aim to tackle bad practice and improve volunteer tourism standards throughout the travel industry.  

Volunteer tourism is a fairly new concept and has grown rapidly in the recent years with more than 800 companies worldwide offering volunteer tourism experiences, with 1.6 million trips being taken per year. While commonly seen as gap year activities between school and university, this only accounts for a third of all volunteering trips.

The association's Volunteer Tourism Guidelines build on the wide range of existing guidelines, with the goal of encouraging companies to reach high standards in the volunteering experiences they provide. Members are encouraged to use the new guidelines to evaluate whether the experiences they currently offer hold any risks and what they can do to work towards a better practice.

Frequently travel? Save money and time by purchasing a Questor Insurance Annual Travel Policy to cover all your travels. Click here for more information or contact us on 0333 323 0090 to speak to a member of the team.

Tips for driving in the fog

Date Created: 03 January 2017 by Rakim A Dixon

So you may be aware that the UK has recently had a lot of fog covering many areas, it’s safe to say that UK drivers are used to driving in the foggy conditions. Take a look below at a few tips that may come in useful for when you are faced with driving on a dull, foggy day.

What causes fog?

Fog is caused by moisture within the air forming very slight vapour drops, this occurs when the temperature decreases down to what is called the dewpoint. It’s likely that you will see mist or fog floating around on fields or rivers, this is because of lower ground temperature chilling the air.


  1. Reduce speed, if its foggy outside and you don’t have great visibility then it is advised to not drive fast. Keep an eye on your speed clock to make sure your speed is in accordance with the advised speed limit and your visibility. Thick fog can sometimes make you lose awareness of your speed, so it’s always a good idea to keep a close look on how fast you’re travelling.
  2. Keep your distance, fog can really reduce the visibility of vehicles that are in front of you. If the vehicle in front has to break suddenly it could take you more time to react due to the reduced visibility.  
  3. Does your car have automatic lights? Remember to check to see if your lights are on, as there could be the chance they may not automatically be on as the foggy conditions can sometimes confuse the light sensors.
  4. You must remember to not use full beam, this is because the fog reflects the light back causing the visibility to be even more reduced.


Want to find out more about a product or have a question regarding a policy? Click here to visit our FAQ page or contact a member of the team by email or call us on 0333 323 0090.

Where to spend New Year’s Eve in the UK

Date Created: 28 December 2016 by Rakim A Dixon

On New Year’s Eve the UK comes alive with many celebrations, parties and fireworks, so with New Year’s Eve only three days away why not make going into 2017 a special one by taking a trip to one of our top three UK destinations.


Many of us have seen London come alive on New Year’s Eve either on the TV or in person, there are so many celebrations to get involved with in London from small nightclubs to spectacular balls. Thousands of people flock the streets and banks of the Thames to watch the stunning ten-minute firework display that illuminates all around the London Eye. If you find yourself in London on New Year’s day, why not take the chance to watch the New Year’s Day parade which has over 10,000 performers.


The well-known city of Brighton is the party capital of the southern coast, Brighton is becoming more and more popular for a New Year’s eve destination, if you end up in Brighton on New Year’s eve you can expect to end up in one of the many nightclubs. Going to stay in Brighton for the night? Why not take a stroll down the pier on the first day of the new year, the pier has many activities along the way.


Many of us know Manchester to be a very lively city, there is no chance of missing out on some excitement on New Year’s Eve. The wonderful bright lights of Oxford Street will light up the city centre and there will be a wide range of venues to visit where you will be able to party all the way into the new year.


Going travelling in the new year and going to be hiring a car? Why not take out a Questor Insurance Vehicle Hire Insurance policy to protect the excess you may be liable for in the event of damages. For more info, Click Here.

Happy Holidays

Date Created: 23 December 2016 by Rakim A Dixon


A special greeting at Christmas Time to express our appreciation for your custom with us.
We send our thanks and extend to you our best wishes for a happy and healthy holiday season.

Christmas & New Year Opening Hours

Please note our office has the following opening hours for the festive period:
Closing 5pm Friday 23rd December 2016
 Re-open at 9am Wednesday 28th December 2016
New Year
Closing 5pm Friday 30th December 2016 
Re-open at 9am Tuesday 3rd January 2017

Googles top holiday destination, as searched for by you

Date Created: 16 December 2016 by Questor Insurance

A lot has happened in 2016, so if you’re looking for an escape from an overload of Brexit and Bowie, you can always rely on Google.

The search giant has revealed the top ten trending travel destinations, defined by having a high number of search queries over a sustained period of time.

So what destinations were really popular in 2016?

While searches for Havana in Cuba peaked in March and were highest for Panama in April, the following five destinations have featured heavily among searches all-year-round.

1. Maldives

Known for its glorious white sandy beaches, overwater villas and for being a paradise for newlyweds, the Maldives is often considered as the ultimate holiday destination.

Fantasising over a trip to its luxurious overwater villas doesn’t seem to have eased either, with the once-on-a-lifetime destination topping Google holiday searches again in 2016 (it probably won’t be the last time either).

2. Malaga

Spain is massively popular among Brits – nearly ten million visited in July alone – and Malaga is often considered a home from home, especially with the high number of expats that live there.

Contemporary bars and cafes are popping up everywhere and have helped to make Malaga a brilliant destination to relax and enjoy a chilled Mediterranean vibe.

3. Tenerife

Sunny in the summer, and still sunny in the winter, the island is renowned as a great holiday destination all-year-round for Brits.

Given that flights to the Canary Island take around four hours, and that there are golden beaches, waterparks and nightlife all waiting to be enjoyed, it’s easy to see why it’s popular.

4. Edinburgh

Staying closer to home, the fourth location on the list is the picturesque Scottish capital. With its rich history, stunning architecture and many secret gardens just waiting to be discovered, the city is in easy reach for many.

The castle may dominate the skyline, but there are also numerous shops and other attractions to entertain, making Edinburgh ideal for a city break, a weekend away, or as basecamp for a longer holiday.

5. New York

Just as spectacular in winter as it is in summer, the American city has plenty to enthral and excite – from its huge department stores to its high rise buildings and historical monuments.

There’s enough museums, restaurants and bars to keep you interested for days on end, so although New York is great for a weekend city break, why cram it all in to such a short space of time?

Other top performers

Canada was also a popular search destination, with its national parks, ski slopes, wildlife and lively cities all attracting Brits.

Cape Verde, Florida, Fuerteventura and Mexico completed the top ten, with the latter growing in popularity massively in the last 12 months.

If you’re planning on going abroad in the coming months, be sure to organise your world-wide travel insurance in advance.

Revealed: The best airlines for each cabin class

Date Created: 07 December 2016 by Questor Insurance

With all passengers keen to get the best experiences when flying, airlines have been competing to ensure they come out on top.


Now has produced a list of what it says are the best in the business across the main four cabin classes – first class, business class, premium economy and economy.


Among the deciding factors were the space given to each passenger, the levels of innovation available in each class, alongside product and safety reviews.


So which airlines claimed the top five across the four categories?


First class


Etihad Airways took top spot, thanks in part to the concept of The Residence – a passenger’s very own hotel in the sky.


It’s common place for guests travelling in first class with the top airlines to experience a fine array of wines, a la carte dining and private suites.


Singapore Airlines took second while the entertainment-heavy offering from Emirates took third; with Qantas Airways and Cathay Pacific completing the top five for luxury travel.


Business class


The home of vast improvements in recent years, many airlines have opted to offer flat beds, privacy and locations to store laptops and computing equipment.


Virgin Atlantic’s business class offering was found to be the best, thanks to the spacious seating in the Airbus A330s and Boeing 777s in its fleet.


Air New Zealand and Singapore Airlines claimed second and third respectively, with Etihad Airways and Qantas also in the top five.


Premium economy


Now more widespread on long-haul flights, the option is growing in popularity as it offers more legroom, faster check-in facilities and more food and drink options than regular economy.


Air New Zealand led the way in this class, with Airlineratings suggesting that they have found the balance between having the right products at the right price.


Qantas Airways took second with Virgin Australia in third, Virgin Atlantic in fourth and Singapore Airlines completing the set.




Even though rates are low, customers still expect a certain level of quality and is best offered by Singapore Airlines, according to the rankings.


The airline has always been a leader in the class according to the results and constant innovation has kept it at the top of the pile.


Korean Airlines, EVA Air, Cathay Pacific Airways and Qantas completed the top five for economy class travel.


British Airways appeared twice in the rankings, taking seventh spot for first class travel and tenth for Premium Economy class.


If you’re planning a trip overseas in the coming year, be sure to organise your specialist travel insurance in advance.

Making Your Motor Insurance Cheaper

Date Created: 04 December 2016 by Rakim A Dixon

The cost of motoring insurance continuing to rise, the latest car insurance price index reveals a year-on-year price increase of 17%, below are some ideas that may help towards a lower insurance premium.

Consider taking a pass plus course

Once you have passed your driving test it will mean you are now legally allowed to drive on the road. Driving courses like Pass Plus can sort out any habits you’ve picked up that may affect your driving ability, it can improve your confidence on the road and give you more knowledge with different driving conditions. If you are to pass the pass plus course, let your motor insurer know as it can reduce your chances of making a claim and it will help towards keeping your insurance quote being lower.

Increase your excess

If you choose to go for a higher excess on your motor insurance, then protect it with an excess protection policy, you may be eligible to reduce the costs of your motor insurance premium. But bear in mind that the higher the excess you choose to be liable for then the higher the cost of a claim will be before the claim will be dealt with.

Black Box Policies

When taking out an insurance policy consider taking out a policy which includes a black box as this can really contribute to keeping insurance quotes lower. A black box, also known as telematics device, uses a small device that’s installed in your vehicle and will track your driving performance. Black boxes tend to track breaking and acceleration, the higher the score, the “better” a driver you will be considered to be. Insurance companies who offer a black box policy normally provide discounts or rewards to drivers who prove themselves to be less of a hazard.

Christmas with Santa Claus in Lapland

Date Created: 01 December 2016 by Harriet Campbell

With Christmas Day only a month away we’re sure you’ll be considering what you can do to make this Christmas a special one, one of the popular Christmas season trips for the whole family is to Lapland to visit Santa and his Reindeer.

As we all know Christmas is a magical time of year for everyone, but most of all for children.  So why not spend this Christmas with Santa himself in Lapland?

Lapland is Finland’s northernmost region bordering Sweden, Norway, Russia and the Baltic Sea.  Lapland is famous for its fantastic view of the Midnight Sun and Northern lights.  This means that not only is it the perfect place to keep the children entertained at Santa’s Village, but there are also fantastic attractions such as the Northern lights and dog sledding for the adults!

At affordable prices this is the ideal family holiday, ranging between £700pp and £2000pp based on a 4 day and 3-night trip.

In order to make this magical trip free of stress, consider taking out a travel insurance policy, Questor Insurance provides a travel insurance policy for families with an optional extra of winter sports cover, to ensure you are covered for any eventualities, allowing you to enjoy this trip in all its glory. This will cover you for non-competitive winter sports such as dog sledding and sleigh riding with reindeer!

The Meaning of Excess

Date Created: 29 November 2016 by Rakim A Dixon

Many of us have an insurance policy in place, but are you aware of what an ‘excess’ really is? Below is a quick guide about the meaning of excess.

What is an ‘excess’?

An excess is the measure of money you pay towards a claim that occurs, you will have to pay this even if you are not to blame for an incident, but this can be recoverable if the third party was at fault. The excess fee that you have to pay out will apply to vehicle repairs taking place after an incident has occurred, an excess fee may also apply for total write offs and theft.

What is ‘Compulsory excess’?

A compulsory excess is a fixed amount fee that is set by your insurance company. The amount can really depend on your age, what type of car you have and the type of claim you are likely to make. The compulsory excess fee can be higher for young drivers aged between 17-25 due to them being young and having less experience.

What is ‘Voluntary excess’?

A voluntary excess fee is the amount that is chosen and agreed when taking a motor insurance policy, if you agree a higher voluntary excess it can potentially bring down the insurance quote.

Here at Questor Insurance we provide a policy that will protect the excess on a private & commercial vehicle, if you want to find out more Click Here

Winter Travel Essentials

Date Created: 28 November 2016 by Harriet Campbell

Taking a Ski trip is a popular fun packed family idea this winter, so whether you’re heading to the Alps or up to the Scottish Highlands, here are some of our tips to help you along the way to make your trip all the more enjoyable.

Skiing travel tips

  • Pack lots of socks and pants, layers keep you warm, and it’s always ideal to have spare!
  • Also include more than one pair of thermals to wear under your ski wear.
  • A flask, this will save you money instead of stopping at cafés for hot chocolates!
  • Sun tan lotion, yes sun tan lotion. Despite the typical freezing whether associated with a ski trip it is still possible to get sun burn, as the sun will reflect of the snow and you might end up with some ski goggle tan lines.
  • Oh and don’t forget some sun lotion lip balm to prevent chapping!
  • It can be an idea to wear your ski jacket and boots during the flight, this makes packing lighter and easier meaning you won’t be shivering the second you set foot out of the plane!
  • Don’t forget those travel adaptors for the hairdryer, straighteners and curlers. It may be a skiing trip but sometimes girls still want to look good (and of course to charge your phones). Why not purchase our Gadget Insurance to protect your phone from any holiday related mishaps? That way you can document your holiday with all the beautiful snow with peace of mind.
  • When packing make sure to roll your clothes instead of folding, it’s also helpful to roll things such as underwear into a shirt in order to save space in your luggage.
  • And of course don’t forget the all-important ski equipment.

Lastly don’t forget to enjoy!

Top Black Friday Gadget Deals

Date Created: 25 November 2016 by Rakim A Dixon

So Black Friday is finally here, shoppers have already started to head onto the streets and shopping centres, this year there are some great gadget deals that can be found online, so here is our top gadget picks this Black Friday.

Games Consoles

  • PlayStation Console 500GB Slim Uncharted 4 Fixed Pack with FIFA 17 and NOW TV 2 Month Sky Cinema Pass, only £199.99 from
  • Xbox One S 500GB FIFA 17 with Forza Horizon 3, Tomb Raider and a NOW TV Sky Cinema Pass, only £229.99 from
  • Nintendo Wii U Console Mario Kart 8 Premium Bundle, only £237.49 from


  • HP 15-ay170sa 15.6" Laptop with Latest 7th Gen Intel® Core™ i3 processor, now on offer at for £349.00
  • HP 15-ay168sa 15.6" Laptop with Latest 7th Gen Intel® Core™ i7 Processor, now on offer at for £499.00
  • Microsoft Surface Pro 4 12.3-Inch Tablet with Keyboard - (Intel Core M3-6Y30, 4 GB RAM, 128 GB Storage, Windows 10) only £549.99 from saving 31%


  • Sharp LC-49CFG6001K Smart Full HD 49 Inch LED TV with Freeview HD, now only £199.00 from
  • Samsung UE49K6300 49 Inch Smart Curved WiFi Built In Full HD 1080p LED TV with Freeview HD, now only £449.00 from
  • LG 60UH605V 60 inch 4K Ultra HD, HDR Pro, Smart TV, now only £799.99 from


  • Amazon Echo, a hands-free speaker you control with your voice, save 20% today on only £119.99
  • PNY Curve 10400 Portable Power Bank, now only £9.99 on saving you £20.00
  • Beats by Dr. Dre Studio 2.0 Over-Ear Noise Cancelling Headphones, only £129.00 from

If you make any great purchases this Black Friday weekend don’t forget to take out a gadget insurance policy. Here at Questor Insurance we offer a gadget policy that will cover Theft, Accidental Damage, Loss or Liquid Damage (our policy may not cover some of the above items), why not get a quote -  Click Here

Top 10 Vegan Restaurants Around the World

Date Created: 08 November 2016 by Kim Coppins

VeganThere are many reasons for living by a vegan diet, some medical, some due to personal taste preferences and others respecting personal beliefs. No matter why you choose a vegan diet it’s important to find great places to eat out with a great selection of food. It’s important to remember that vegan is quite different to vegetarian, and it’s not safe to assume somewhere that does vegetarian food can prepare vegan dishes. Sometimes it can be hard to find a good vegan restaurant while travelling the world, that is why we have put together a list of some great vegan places to visit on your travels.

Loving Hut – England and Worldwide

With restaurants located in London, Brighton, Norwich and many others around the world, you have plenty of locations to choose from. The loving Hut is a completely vegan friendly franchise which serves a great range of vegan Chinese food with the aim of supporting the environment. You can choose from dining out in the Loving Hut or opting for a take away to eat in your own home or travel accommodation.


Wild Ginger Pan- Asian Vegan Café – New York

Located in Brooklyn New York, The wild Ginger Pan-Asian restaurant offers a large selection of Authentic Pan-Asian vegan dishes. Some of the options on offer include soups, salads, noodles, a number of dishes and great selection of desserts and smoothies, there is something for almost everyone.


Coox and Candy – Germany

Coox and Candy is a unique vegan restaurant found in Germany. The restaurant serves a mixture of vegan choices available to take away and to self-serve! If you’re not looking for a full meal and want to opt for something a bit lighter their coffee shop is a great place to catch up with friends and enjoy a slice of cake.


Funky Pies – Australia

Using only plant based ingredients Funky Pies offers a selection of tasty sweet and savoury pies, a handful of sweet treats and a selection of vegan supplies to stock your cupboards at home. Funky pies have the mission of not only creating awareness around animal rights but also surrounding human rights while supporting local charities. If you fancy a trip to Funky pies head over to Bondi NSW Australia!


Real Food Daily - California

As featured in the Vegetarian Times Magazine, Real Food Daily has been serving a plant based creative and balanced menu since 1993. All dishes served by Real Food Daily are free from meat, dairy, eggs, butter, cholesterol, saturated fats and pesticides. From Burritos to burgers the menu has something for everyone to choose from.


Bon – Taito-ku in Japan

Bon is a Buddhist vegan restaurant which is quietly situated in Taito-Ku in Japan. The restaurant serves a range of vegan only imaginative dishes, attractive to the eye and appealing to the pallet. Being a traditional Japanese style restaurant you should expect to leave your shoes at the door and fall in love with the authentic culture.


Kao’s - Sweden

If you’re visiting Sweden be sure to take a visit to Kao’s for a specular vegan meal. Kao’s offers great vegan food free from unnecessary additives and made from fresh organic ingredients. While offering an A La Carte Menu and a buffet there is plenty of opportunity to try as many dishes as you like, all while situated in a friendly cosy environment.


Green Point – Peru

Established in 2013 Green Point is the only 100% vegan restaurant in Cusco, Peru. The establishment offers a different set lunch menu everyday including a salad buffet, soup, a choice from 2 mains and a desert. The main aim of Green Point is to help change the perspective of vegan food showing it can be exciting and taste great.


42 Degrees – Paris

42 Degrees is the first 100% raw food restaurant in France, serving only vegan and gluten free dishes. Not only is the name modern and appealing, but there is real thought behind it as all food prepared within the restaurant is heated to a maximum of 42 degrees. The reason for this is when cooking food at any temperature above 42 degrees most of the natural nutrients, vitamins and enzymes are destroyed.


Soju – Santiago

Located in the capital of Chile, Soju offers many spectacular dishes which you almost wouldn’t believe are vegan friendly. Offering a great selection of mains and deserts everyday there is something for everyone to try, even if they aren’t a vegan. With a great rating on trip advisor suggesting potion sizes are generous, prices are good and the staff are friendly it would be a shame not to give this little resultant a try.


Some of the above restaurants’ tickled your taste buds? If you do decide to visit some of the best vegan restaurants around the world don’t forget to purchase comprehensive travel insurance. Visit our website or contact a member of our team today on 0333 323 0090 to find out how our travel insurance can cover you.


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