Terms and Conditions
Owners of the Site
This web site is owned and operated by Questor Insurance Services Limited for the
purpose of providing insurance products. If you have any questions about this site
you can contact the webmaster by email email@example.com or by calling +44 (0)844 736 5342
Certificates of Insurance
You acknowledge that all certificates issued by this site are issued in the United
Kingdom and are subject to regulation of the United Kingdom and the law of England
and Wales. Unless indicated at the time you purchase your insurance documents are
only available in English.
Tax is added to all premiums as required by the law of the United Kingdom that Tax
is known as Insurance Premium Tax and is charged at either 5% or 17.5%. The
tax is paid to the Insurer of the policy who then pays it to the relevant authority.
The tax will be clearly identified on your documentation.
Payment is by credit or debit card and is required at the time you purchase the
Cooling off period
A 14 day cooling off period is provided for with every policy that we provide.
We will offer a full refund during that time.
Refunds are only offered if the policy purchased contain a cancellation clause.
Refunds are calculated in accordance with the policy terms and conditions and will
be refunded to the card from which the original purchase was made within three working
days of the cancellation being processed.
Changes to premiums
We reserve the right to change the premium charged for a policy at any time without
notice. This does not affect customers who have already purchased a policy.
By using this site you acknowledge that our principal means of communication is
via email and therefore it is incumbent on you to ensure that we have your current