Insurance Products
Questor specialises in designing niche insurance products for distribution through
the Internet. Our existing portfolio includes
Vehicle Hire Excess Insurance, Excess
Protection and Travel Insurance.
All of our products can be purchased online or over the telephone information on
each product category is shown below.
In a Word..
Protects the excess when you rent or hire a vehicle covered by the policy.
When you rent a vehicle from a car rental company you have a financial liability
to the car rental company for the first part of any damage to the vehicle during
the hire period, this liability is normally described as the car rental excess.
In addition you are also liable for loss or damage to the tyres and windscreen and
underbody. Some car rental company's provide an excess waiver that may
cover some of your liability or not as the terms and conditions can be difficult
to understand. Questor's vehicle
hire policies are designed to provide you with peace of mind cover that
includes the excess and tyres, windscreen and the underbody.
In a Word..
Protects the excess on commonly purchased personal insurances.
We do not think about excesses on our personal insurances until it comes time to
pay one. As competition among Insurers has increased there has been a tendency to
impose higher excesses and some buyers are also opting for higher excesses to drive
down the cost of premiums. Questor has designed an
Excess Protection policy that can be purchased to insure the excesses on
your motor, home, travel, pet, health and motor warranty policies providing you
with an additional level of protection.
Packaged as Motor Excess
only or LifeStyle-Lite
(covering the excesses on your home, motor and travel) with options to extend to
include pet and health, motor warranty and european car hire excess.
In a Word..
Protects the excess on your motor home hire.
This works on the same basis as our car hire insurance. With Motor Homes this excess
part of typical insurance can be very large due to the nature of the vehicles being
driven. The excess on these vahicles can be up to £2000. We insure this excess part;
meaning you do not have to pay for this damage. We are the only broker offering
to insure the excess on motor home/campervan rentals.