Lifestyle Excess Insurance
Introduction
Lifestyle Excess Insurance is a new insurance product that insures the excess on
five key personal insurances: -
- Motor Insurance
- Home Insurance
- Travel Insurance
- Permanent
Health Insurance
- Pet Insurance
How it works
In the event that you have a claim that exceeds the policy excess (this is known
as a franchise) we will reimburse the total excess deducted by your insurance company
once they have settled the claim. There is an annual aggregate (the maximum
you can claim in a year) limit to the policy which you can choose when you take
the policy out: -
You can claim as many times as you want up to the aggregate limit.
Additional Benefits
£1,000 Aggregate Limit
£2,000 Aggregate Limit
- Concierge service
- Annual European Car Hire Excess Reimbursement Insurance
What's it going to cost
The premium payable including tax are expected to be around: -
- Limit £250 Premium £35.99
- Limit £500 Premium £69.99
- Limit £1,000 Premium £129.99
- Limit £2,000 Premium £249.99
Additional Information
- All known claims, whether reported or not are excluded
- Any excess less than £75 is not covered - we believe that most claims even on a
travel policy will have an excess higher tham this figure
- This policy is personal
to the policyholder and does not extend to include anyone else
- Only the policies
listed above are covered by Lifestyle Excess
- To make a claim under Lifestyle
Excess you will simply have to provide a copy of the policy certificate under which
you are claiming and and proof of the claim settled by your insurance company
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