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LifeStyle-Excess Insurance
Please read the product information before getting a quote
Introduction
LifeStyle-Excess Insurance is a new insurance product that insures the excess on
five key personal insurances: -
- Motor Insurance
- Home Insurance
- Travel Insurance
- Health Insurance
- Pet Insurance
How it works
In the event that you have a valid claim that exceeds the policy excess (this is
known as a franchise) we will reimburse the total excess deducted by your insurance
company once they have settled the claim. There is an annual aggregate (the
maximum you can claim in a year) limit to the policy which you can choose when you
take the policy out: -
You can claim as many times as you want up to the aggregate limit.
Additional Benefits
£1,000 Aggregate Limit
£2,000 Aggregate Limit
- Concierge service
- Annual European Car Hire Insurance
What's it going to cost
The premium payable including tax are expected to be around: -
- Limit £250 Premium £26.99
- Limit £500 Premium £44.99
- Limit £1,000 Premium £83.99
- Limit £2,000 Premium £149.99
Additional Information
- This policy is underwritten by Inter Partners SA - Irish Branch an AXA Global company
- All known claims, whether reported to your Insurance company or not are excluded
- There is no minimum excess that can be covered
- If you are a joint policyholder on a policy covered by this insurance then that
policy is covered as well
- If your Travel, Health or Pet policies are in the name of your Partner these policies
are also covered
- You must be aged at least 21 and living in the United Kingdom to buy this policy
- The excess on your household policy is only covered if you are insured for both
buildings and contents